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In2 Body Corporate Insurance

Are you an elected trustee of a body corporate?

Are you aware of your legal responsibilities as a trustee regarding adequate insurance for the sectional title complex?

The In2 Insurance Sectional Title Policy has been specifically designed for Body Corporates as an all-encompassing product to give the trustees and property owners peace of mind in the event of a claim. The In2 Insurance Sectional Title Policy target market includes:

  • Domestic complexes and developments
  • Commercial complexes and developments
  • Light industrial complexes and developments
  • Home Owners Associations

Some of the specialist features include:

  • The In2 Insurance Sectional Title Policy complies with all the relevant sectional title legislation
  • The product has been endorsed by leading managing agents
  • Single dwellings within homeowners association can be insured on request

Key benefits of the In2 Insurance Sectional Title Policy include:

  • The policy covers the entire sectional title facility which includes buildings, common property, contents, vehicles and liabilities
  • Loss of rental is automatically included up to 30% of sum insured
  • Inflation and escalation is automatically included
  • Office contents automatically included up to R100 000
  • Money cover (including personal assault) automatically included up to R50 000
  • Fidelity cover automatically included up to R50 000 (if a bigger amount is required contact ONE)
  • Trustees Indemnity cover up to R5 000 000
  • Employer’s liability cover up to R2 500 000
  • Public liability up to R30 000 000
  • Geyser cover is included, but we suggest that we insure as separate risk to protect the loss ratio on behalf of the occupants
  • Geyser maintenance

Optional cover available:

  • Levy guarantee which insures the body corporate against defaulting levy payments. This includes cover for electricity and water charges and special levies are also covered.

Complete the form below, and we will contact you.

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