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In2 Bonds & Guarantees Insurance

A specialist guarantee and commercial insurance solutions Underwriter, our guarantees are regarded as one of the most recognised, reliable and high quality securities in the industries we participate in

  • Construction Guarantees / Bonds

Contractors in the construction industry are required to provide guarantees / bonds as a condition of the awarded tender. These guarantees (or bonds as they are commonly known) are required by the Employer (the contract provider / client) for the purpose of providing an assurance that the Contractor will perform on the obligations as set out in their tender award. Bond types include performance, retention, bid/tender and advance payment guarantees. The strong Absa brand and exceptional credit rating makes our guarantee the security of choice for both the Employer and Contractor. Terms and Conditions apply.

  • The Fuel Station Guarantees – Retail

The Guarantee is a requirement by the Fuel Company to enable the Retailer (service station) to trade on a debit payment system, as opposed to pre-payment by form of hard-cash or bank guaranteed cheques. The Refine fuel guarantee is an acceptable alternative to the traditional bank guarantee, where the Bank usually requires the guarantee to be fully secured by physical collateral security. Retailers are able to pay a monthly premium on the guarantee (as an operating expense of the business) instead of tying up their assets as would be the case in a bank guarantee. The Refine fuel guarantee can also substitute/replace existing bank guarantees, enabling the Retailer to release valuable capital or assets tied up in their bank guarantees which can be reinvested into the business. Terms and conditions apply.

  • Rental Deposit Guarantees

This guarantee is for the commercial or retail Tenant to provide the Landlord with a reliable alternative to current methods of rental cash deposits or bank guarantees as required by the Landlord. As per our other guarantee solutions the Tenant pays a premium for the guarantee, and benefits the tenant by not tying up assets. The initial target markets are the retail and Franchising sectors and is subject to Landlord acceptance of the guarantee wording and terms and conditions. Terms and conditions apply.

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