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In2 Engineering Insurance

In2 Insurance engineering products are regarded as one of the most recognised, reliable and high quality solutions for commercial and industrial clients and brokers are able to create tailor made solutions to suit all contractors’ needs.

  • Plant All Risks

Plant All Risks (P.A.R.) covers loss of or damage to construction plant equipment (fixed and mobile) from any cause while in storage, transit, on contract site or whilst being used as tool of trade. The policy can be extended to cover the plant whilr on a public road with third party road risk cover. In addition, standard cover is available for hiring costs, legal liability arising out of the hire and continuing hire charges.

  • Contract All Risks

Contract All Risk (C.A.R.) and Erection All Risks (E.A.R.) are comprehensive all risks covers intended for the erection of anything from private houses, cluster homes, small blocks of flats to large projects such as sugar mills, power stations and the like.

  • Computer and electronic equipment

This covers loss of or damage to computer and electronic data processing equipment and associated ancillary equipment. The basic policy can be extended to cover increase in cost of working and reinstatement of data and losses arising from the failure of electricity supply and Telkom land lines.

  • Dismantling, transit and erection

This policy is designed for single operations or a combination of operations. It can be used for a “one off” risk or continuing “annual risks”. An important point to bear in mind is that cover is only available under this cover for plant and machinery.

  • Machinery breakdown

This covers sudden accidental and unforeseen physical loss of/or damage to machinery and plant arising from mechanical and/or electrical breakdown, whilst in operation, at rest, or during re-siteing or re-erection, at the client’s premises.

  • Deterioration of stock

Primarily, this type of insurance is an extension to the machinery breakdown policy. The cover is restricted to deterioration of perishable commodities which by their very nature require a controlled environment to retain their normal marketable condition.

Loss of profits

This policy is designed for loss of gross profit, loss of revenue or increased costs of working, arising from loss or damage sustained under the machinery breakdown policy.

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