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In2 Marine Insurance

The Marine insurance products offered by In2 Insurance Brokers includes:

  • Marine Cargo insurance – cover is provided in respect of import and export of cargo
  • Goods In Transit insurance – cover is based on territorial limits in Republic of South Africa, Namibia, Lesotho, Swaziland, Botswana, Mozambique, Malawi, Zimbabwe, Angola and Zambia. Territorial limits can be extended at additional premium.

Rating options are based on underwriting criteria:

  • Haulage fees
  • Estimated annual carry
  • Load limit per vehicle
  • Burner options available
  • 2% Policy fee applicable (to limits below R2 000 000)

Extensions applicable to Goods in Transit:

  • Deterioration of stock
  • Excess buy down

Automatic free cover for:

  • Driver fidelity
  • Intermediate storage
  • Loading and unloading
  • Debris removal for up to R25 000
  • Standard shipping containers 12m – R30 000; 6m – R15 000

Types of covers under the good in transit section

  • Transport broker cover – this cover is a policy of last resort and is designed to protect the transport broker against financial loss due to the sub-contractor not being able to reimburse the transport broker upon loss or damage to the load entrusted to him subject to compliance of policy terms and conditions. This policy is not to be disclosed to the subcontractors.
  • Combination goods in transit and carriers legal liability – this policy is a combination of the standard Goods in Transit and Carriers Legal Liability.*

* Carriers Legal Liability is not offered as a standalone policy, this will have to be written in conjunction with the Goods in Transit.

  • Stock Throughput covers – cover provided for the import and local transit of cargo including stock exposures whilst in storage in a single policy.

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