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In2 Bicycle Insurance

You’ve packed spare tyres, allen keys, energy boosters and rehydration powder, but have you covered all the risks?

Does your current insurance policy cover you and your cycling equipment during participation in cycling events? 

Up till now, All Risks cover for cyclists and their equipment excluded damage incurred during participation in cycling events. A strange exclusion, as the risk of accidents and theft dramatically increases during cycling events, with so many cyclists sharing the same road space.

With In2 Insurance Brokers cyclists can now get insurance structured around their specific needs with CYCLESURE – a short term insurance package, which covers you against ALL risks even when participating in events locally and abroad. Cover includes:

  • All Risks cover worldwide to bicycles and accessories based on replacement value
  • Cover for incidents like theft, hijacking, damage incurred during transit or while training
  • Cover while participating in international events, national events, provincial events, club events, or time trials
  • Personal legal liability of R1 000 000-00

The one thing even CYCLESURE can’t help you replace is your own body. Cyclists are extremely vulnerable on their bikes, as they are invisible to many motorists and often have bad falls because fellow cyclists don’t stick to the rules. Unlike other dangerous sports, cycling doesn’t insist on heavy protective clothing or padding, and often the only thing between you and a serious head injury is a lightweight helmet.

With this in mind, the following personal cover is included in the CYCLESURE package:

  • Personal accident cover – death or permanent disability cover of R20 000*
  • Medical benefits of up to R2 000 for any accident*

* In respect of official racing events only

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